PRIVACY POLICY

This Privacy Policy constitutes a legally binding instrument between LumeroAI Private Limited, a company duly incorporated under the applicable laws of India (hereinafter "LumeroAI", "Company", "we", "us" or "our") and any natural or legal person (hereinafter "you", "user" or "data subject") accessing the digital interfaces and ancillary applications including but not limited to www.rankbanao.com ("Website"), which is an online product owned and operated by LumeroAI, collectively referred to as the "Services".

This Privacy Policy, read conjointly with the Terms of Use, delineates and governs the modalities of data processing operations, comprising but not limited to the procurement, retention, utilization, dissemination, and safeguarding of personally identifiable information ("Personal Data") pursuant to your engagement with the aforementioned Services.

Your use of the Website shall be construed as explicit, informed, and unequivocal consent to be bound by the covenants stipulated herein. Non-acceptance of the same shall render your access to the Services unauthorized and illicit under applicable data protection regulations.


I. DATA ACQUISITION AND COLLECTION

  1. Passive Data Collection: By virtue of accessing the Services, certain non-volitional data sets, such as IP addresses, browser metadata, and session logs, are autonomously collected for the purposes of cyber defense, heuristic analytics, behavioral modeling, and general administrative efficacy.
  2. Volitional Data Procurement: Personal Data shall be solicited only when demonstrably requisite under:
    • Statutory and regulatory obligations;
    • Contractual performance or pre-contractual measures;
    • Legitimate interests not overridden by the rights and freedoms of the data subject;
    • Explicit affirmative consent;
    • Protection of vital interests of data subjects or third parties.
  3. Categories of Collected Data include but are not limited to:
    • Biographical identifiers (full name, email address, display picture, phone number where a phone-based feature is used, IP address, and account identifiers);
    • Account, access, billing, purchase, and transaction-related information;
    • Learning, progress, performance, revision, and educational interaction information generated through your use of the Services;
    • Content and communications you provide through the Services, including study materials, messages, media, feedback, and support requests;
    • Usage, preference, device, security, analytics, and service performance information.

II. DATA USAGE AND RETENTION

We shall process Personal Data solely to effectuate the delivery and enhancement of Services, including but not limited to:

  • Provision of tailored content, adaptive learning pathways, account access, and tenant-specific offerings;
  • Providing and improving educational, personalized, interactive, media-enabled, and support features;
  • Operating, securing, analyzing, troubleshooting, communicating about, and improving the Services, including communications where permitted;
  • Legal compliance, litigation defense, financial recordkeeping, and audit trails.

We shall retain data for the minimum legally mandated period or for so long as reasonably necessary to fulfill the purposes of collection or statutory preservation, whichever is longer. Some records, such as payment, security, audit, backup, and support records, may be retained after account closure where required or reasonably necessary.


III. DISCLOSURE AND THIRD-PARTY INTERACTIONS

Personal Data may be transmitted to third parties under the following doctrines:

  • Mandated Disclosure: Pursuant to valid legal process, including judicial orders, regulatory summons, or governmental requisitions;
  • Contracted Processors: Third-party vendors and subcontractors retained for service optimization, such as marketing, infrastructure support, analytics, and payment facilitation;
  • Educational and AI Service Providers: Providers that help us deliver tutoring, question solving, image reading, speech recognition, voice generation, analytics, support, and service monitoring;
  • Corporate Restructuring: In case of mergers, acquisitions, or similar corporate realignments;
  • Professional Advisors: On a confidential basis to auditors, legal counsel, tax consultants, and similar fiduciaries;
  • Affiliates and Links: Navigation to third-party platforms may entail data processing under external privacy regimes beyond the control or liability of LumeroAI.

We do not sell your Personal Data. We share it only as described in this Policy, with your consent, or where permitted or required by applicable law.

Service providers may process data in India or other countries where they or their systems operate. We use them only for purposes connected with the Services and require appropriate confidentiality and data protection commitments.


IV. DATA SECURITY AND BREACH NOTIFICATION

We shall employ reasonable technical and organizational measures to protect Personal Data, including secure transmission, access controls, monitoring, and internal safeguards designed to reduce unauthorized access, misuse, loss, or disclosure.

Nevertheless, no online service can guarantee absolute security. If we become aware of a data incident that requires notice under applicable law, we will take appropriate steps in accordance with that law.


V. JUVENILE ACCESS (MINORS)

No person below the age of 18 (eighteen) years may lawfully register or access the Services absent the demonstrable consent and active facilitation by a legal guardian. Any purported use by a minor shall be construed as being undertaken under the aegis of such guardian, who shall remain vicariously liable.

The Services are intended for students and may process learning records, performance data, uploaded study material, images, audio, transcripts, and tutor interactions. Where a minor uses the Services, the parent, legal guardian, school, coaching institute, or other authorized purchaser is responsible for ensuring that the minor is permitted to use the Services.

Upon discovery of unauthorized minor access, LumeroAI reserves the right to suspend or terminate the corresponding account.


VI. COOKIES AND TRACKING MECHANISMS

By accessing the Website, you authorize the use of cookies and similar technologies to keep you signed in, protect your account, remember preferences, improve security, and understand how the Services are used. Some essential cookies may contain or protect limited account-related information, such as your user identifier or email address. You may disable cookies through your browser settings, but doing so may limit or prevent some features from working.

We do not use cookies to store payment card numbers or passwords.


VIII. CONSULTANCY AND SERVICE PROVIDERS

Engagements with third-party consultants for payment processing, survey execution, analytics, email dissemination, and performance benchmarking shall be governed by legally binding contracts incorporating data protection covenants and confidentiality obligations.

Our service providers may include hosting, storage, authentication, payment, analytics, error monitoring, communication, AI tutoring, image reading, speech recognition, voice generation, and customer support providers.


IX. DATA SUBJECT RIGHTS AND CHOICES

You may exercise rights relating to Personal Data, including access, rectification, objection to processing, erasure, data portability, or withdrawal of consent, where applicable under governing legislation. You may write to:

Email: support@rankbanao.com

Some requests may be limited where we must retain information for legal, payment, security, fraud prevention, backup, or legitimate business reasons. If you use the Services through a school, coaching institute, or other organization, some requests may need to be coordinated with that organization.


X. INTELLECTUAL PROPERTY RIGHTS

All content—textual, graphical, audio-visual—hosted or disseminated via the Services is the exclusive proprietary material of LumeroAI or licensed for its use. No derivative work, commercial use, redistribution, public transmission, or republication shall be permissible without prior express authorization.


XI. GRIEVANCE REDRESSAL

In compliance with the Information Technology Act, 2000 and allied rules:

Grievance Contact:

Email: support@rankbanao.com


XII. CONSENT AND LEGAL BASIS

Your interaction with the Services indicates acceptance of this Policy where applicable. Specific processing activities may rely on consent, contractual necessity, legal obligations, legitimate interests, or other grounds available under prevailing data protection legislation. Where consent is required for sensitive or optional activities, such as certain communications, analytics choices, or media-based features, it will be requested through the relevant product flow or settings where applicable.


XIII. LIMITATION OF LIABILITY

Notwithstanding anything herein, LumeroAI shall not be liable for any indirect, incidental, consequential, or punitive damages arising from the use or inability to use the Services, including data loss, economic loss, or reputational harm.


XIV. MODIFICATIONS AND AMENDMENTS

This Policy is subject to periodic revision at the sole discretion of LumeroAI. Continued usage post-modification shall be deemed acceptance of the revised terms. Users not in agreement must discontinue use and initiate account termination via written notice.


XV. PRIVILEGED SERVICE USE

Certain features allow you to upload images, record or stream audio, receive generated audio, or enable notifications. These features operate only when you choose to use them and grant the relevant browser, device, or app permission. Uploaded images, audio, transcripts, and related metadata may be processed and retained as described in this Policy for providing educational features, maintaining service quality, security, support, and legally permitted improvement purposes. You may decline or revoke device permissions through your browser, operating system, or app settings, although doing so may limit the affected feature.


XVI. GOVERNING LAW AND DISPUTE RESOLUTION

This Policy shall be interpreted and enforced in accordance with the laws of of India. Any dispute arising shall be adjudicated under arbitration by a sole arbitrator under the Arbitration and Conciliation Act, 1996, seated in New Delhi, with proceedings conducted in English. Courts in Delhi shall have exclusive jurisdiction.